Tuesday, March 18, 2008

Referrals.

Blah. The remainder of this pregnancy will now be referred to as, "my 40 week immunosupressant" I said it today to my sons endocrinologist's Nurse, Cheryl. I was in rare form. It just came out of my mouth that way, because... thats what it feels like... That is my reality, and making fun of it makes it SO much easier to deal with. Cheryl really liked that one. I also had to get on the phone trying to get a fax number for Aetna. I ended up getting to the wrong department, and the guy would not give me the fax number... He said he didnt have it. "come on buddy, stand up from your desk and ask the guy next to you what it is then, would ya?" I wanted to say that. The guy was saying that he couldnt give it to me, and would have to transfer me to a department that was soley formed for the sake only of giving out the fax number to people like me. Cheryl and the gal following her that day for training walked in at that point. I was showing off a little, because I know Cheryl spends all day on the horn with jerks like this guy... I cant act jerky at work either, so I do it when I can. Poor Cheryl is holding on Queues like I was all the time for patients like us, just to get things covered.
So, like I said... I was showing off. "So, you cant give me the fax number, but you can transfer me to someone who can??? How come you dont get a company directory like that person does? Do you have to earn Tenure first?"
The guy was mad. "I just dont have it go give to you!" He said shortly.
"They should empower you." I said. "youre a human being, you know? You seem pretty smart to me... I think they are selling you short. Yes I will hold"
Cheryl laughed, and so did her trainee. I looked at her. "he cant give me the fax number" I shrugged.
Well, he deserved it. He chose to work in the corrupt innards of an insurance company. I dont feel sorry for him. He has to break hearts all day long.

The fact is simple. Insurance comanies make more money by NOT paying for you and your selfish illness all the time. How dare you get sick and have insurance, what an outrage... What about the poor CEO's at these insurance companies who have daughters turning thier sweet 16 and want thier party on MTV, and therefore HAVE to fork over half a million for the entertainment alone? How can you look those poor girls in the eyes, as they tell thier chauffer to take them to the party planners to put down a deposit, and explian to them that they cant have 500 grand for entertainment, but have only 500 grand for the whole party? Do you want to be the one to do that???
WHO just said, "with all my might.." ???? OH that was me.
So, how about you people sucking it up some, and living with a little less for a minute here, and lay off on the insurance company. How in the heck are they supposed to run a successful profiteering business while people like you are filing new claims for "new and better" diabetes options. Settle down, people!!! It is JUST diabetes, Take your shot and suck it up, how 'bout???

So today, I felt like giving insurance companies a little hell. So I did. All in the name of good fun. I guess if I call and waste a little of thier employees time with things they are not able to do... and sass mouth, then it will cost them a little cash somehow down the line...
and i am gonna get that from them one way or another.

I have come up with ways to cost them cold hard cash.

1. go to the ER for slivers and such.
2. Go to teh E.R. for low blood sugars. (after you treat of course) Do it every time. Youjust want to make sure there was no brain damage.
3. Have your doctor order more blood glucose strips. They cost a buck each. Ten a day for 30 days is... well, I dont have a calculator, but I bet thats more than like say... fifteen dollars or something. My doc ordered us 12 a day and thats what we get. I might up it soon. Two can play at thier game.
4. call the number and tie up the lines all the time with stupid questions, call to see if they got a bill yet. Call and ask what time it is. Find someone you like there and call.
5. Find out what your insurance company will cover for tests and labs, how often, and then ask your doctor to write a letter of medical necessity for twice that amount. At the very least, make sure that you get those tests as OFTEN as they will cover it.
6. Date an employee for inside company info.. if you are single, or you are sure your spouse wont mind.
7. file appeals for anything that is denied. They will pay a doctor a load of money to find a reason to deny you coverage. Then find out how much money they paid that doctor, (and I dont know any doctor that does anything for less than a grand) and then call them and ask them for a price comparison: which is more, paying for my 1000 dollar piece of medical equiptment... or paying six doctors a few grand each to fins reasons to deny coverage? and then say, "because we can keep doing this..."


Those are all I can think of. Fight your dirty insurance company, and bad bad insurance doctors and nurses. They have no soul left... if they ever had one.

And have a laugh about it.

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